Couldn't see how old the post was, but normally thumb and froefinger should be used.
I guess experienced users might also be able to use the middle finger.
About the reverse order discussion: technically there is no difference, but I suspect there is a speed advantage in reversing the order, and maybe also helps in the mechanisation.
The pros say:
When adding, always add first, then apply the carry.
When subtracting, borrow first, then subtract.


